Who needs it?
- Owners/users of motor vehicles on Nigerian public roads.
What to have before you start
- Correct vehicle details and registration/plate information.
- Accurate owner/policyholder information.
- Payment only to a licensed/authorised insurer, broker or approved channel.
How to do it
- Buy from a licensed insurer or authorised insurance channel.
- Confirm that the policy details match your vehicle.
- Verify the policy through NAICOM's policy portal and/or the Nigerian Insurance Industry Database.
- Keep your policy current and know how to contact the insurer after a crash.
Cost / payment note
Depends on vehicle class and cover. Confirm the current premium with a licensed insurer.
Legal / regulatory basis
Compulsory motor insurance requirements under Nigerian insurance and motor-vehicle law; current supervision is by NAICOM.